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Sunday, December 15, 2019

FRAUD UPSURGE


In the wake of today’s financial moods and bad headwinds , fraud has reared up as a savior of sorts.All over the globe fraud has become a superman of sorts . 

Insurance firms have folded up under the weight of fraudulent claims. There have been cases where culprits have chopped off their fingers , exaggerated illness or faked death to claim moneies. Shops whose businesses have been going down the elevator or on the decline have been found to have set their premises ablaze for compensation claims. 


Of particular concern are claims from those in debt – they worm their way to work with syndicates, contacts among claims networks and prey on weaknesses and loopholes in contracts and workplace system processes. It doesn’t look like things will change or mend  when yesterday’s yuppies are on the other side of the fence now , i.e. in debt.

A far better alternative would be to become a self starter. Putting those crafty instincts and a talent for fraud into solving problems – to ask ‘why’ , ‘what if’ or ‘why not’ questions about problems , bottlenecks in the marketplace or processes or machine performances. Become a passionate , tenacious problem solver  - new products that solve problems are better than stirring up the mud.THAT , will be a good streak to your dynasty’s door.


Monday, December 2, 2019

Second Acts : Launch Your Passions

For years, Dorothy Atkins kept her side business as a greeting-card designer a secret. She worked for a bank in various client service and human resources positions. "It was totally unrelated to the card business -- different sides of the brain," she says. She used her commutes into San Francisco to brainstorm and sketch potential designs, and focused on her banking job from 8 to 5. Then, during her lunch hour, she visited local shops to see if they wanted to sell her cards. "I got a couple of clients that way," she says.

For many who have spent their first half working for other people, the soul-searching
often leads to entrepreneurship. "There was a management change at MGM and the boss who I loved working for left," says Doug Gleason, 56, who was running the consumer-products division of MGM Studios in Los Angeles at the time, in 2007. "I thought this is probably the time for me to move on as well." But in what direction?

 If you want to ease into retirement without having to gain a whole new set of skills (or launch a job search or make a big capital outlay), you may be able to pass your expertise along in a consulting role. After Jennifer Hay of Seattle, 54, was laid off from her job as a technical trainer four years ago, a mentor suggested she start a business writing resumes for people in the tech industry. Today, Hay says, she works with up to 10 clients a month and is making a better living than she did before.

The World Is A Dangerous Place Because Of What You Don't Do ..

Monday, October 7, 2019

Start Up Your Life !

If you have had an idea swimming in the ponds of your dreams , some already sludge for years of inaction, and had been thinking about it for aeons and ages then it's time to make a leap of faith before age inks out your energies.But check out these 3 basics....
1. Break From The Pack !
You might never have someone applauding for you as you shoot the rapids of a new venture but that's been the turn in the road for pioneers , for venturers.With the New Year fast approaching, are you geared up to make this year your year or are you just going to wander aimlessly away another chapter of time in your life? Are you finally ready to stake out on those goals of yours and do what it takes to make them come true - at last?You are making a leap of faith that this is your road out of the dungeons , out of treadmils.
2. Comfort zones were never intended to be an end to  themselves. 
With a new venture, you may have to live WITHOUT a lot of things you're used to.There are no guarantees in a startup, so you have to make everything happen. As you step out, it's all about the culture of ASKing  , KNOCKing on doors , SEEKing advice and help, getting new partners onboard , game changing marketing ... In all the euphoria of a startup, it's easy to  brush aside  that you're putting your family's meal plates  in jeopardy.  
3. Willing to wear several hats 
Startup dashes are lean mean times. You have to be able to be a sparctatus of sorts - your own ideaboard , content inventor, marketer, bookkeeper , scratchbook keeper and a modern day media strategist.

Walk Out Upon This Door 

Wednesday, July 10, 2019

Looking For A Frontier ?


Laos Map       
In the 1990's South East Asia was a backpackers' paradise. But today, Laos, a nation in the heart of South East Asia which was fast asleep while it's neighbours , Malaysia, Thailand , Singapore and of late Vietnam , Indonesia and the Phillipines having moved away from colonial economies have romped on to become tiger economies . This resulted in the region undergoing tremendous transformation in becoming an investor's dream - growth rich economies , booming retail spending following in tow and with companies and governments loading up on borrowing and debt , much in US dollars. That invited investment bankers to come on in as well.

However ,today , Laos which once was a huge kingdom and a centre of commerce , is astir. It is expected to grow 7% annually. This boom that has taken off is fuelled by mining and hydropower . The country is aflow with rivers and waterways cutting through its mountains and jungles stocked with minerals.Laos's export revenue from copper and gold is projected to reach billions.Laos has launched a modest stock market, intending to attract capital to its growing enterprises and pour funds into its economy.Large energy-related deals , special economic zones and broader fiscal incentives being primed for its future , the sort of launchpads that were the springboards for industrialization in the tiger economies , are huge engines for growth.Shopping malls , cars and motorcycles clog the streets of a once sleepy hollow.Laos is finally landlinked from being landlocked. This is a new frontier
!

Thursday, June 27, 2019

A Rotting Economy Can Spoil Your Goals

One of the worst kept secret is that employees make less on average every year. There are scores of reasons for this.Staying employed at the same company over a period of  years on average is going to make you earn less over your lifetime. Very substantially less - perhaps by as much as 60%. Think average pay rise spans , inflation rates and what has come to be talked about as 'market trends'.What are these 'market trends' ? These are the various ways economies can go - up , down , recessions and bumps and firms seize on these sentiments to cry alarm , declare pay freezes , cancelling bonuses , imposing pay cuts and even worse write out pink slips.Office politics pitch in too on the robbery.

The message here is it doesn't pay to be a sitting duck to sudden scenarios, to be an ostrich or even ascribe divine powers to your employer that they will somehow keep you on the job  or that they'll keep you swinging happily in the firm's hammock garden.

Is There An Option ?

Wednesday, June 26, 2019

Why Dream ?

Dreams move us forward. They populate us with energy. They make us unstoppable , fill us with gas.Dreams lift you out of the swamps pointing you towards the oceans.

Many have shelved their dreams or thrown them out the window or lost hope on being what they'd rather be.We must remember that we are where we are, and what we are because of ourselves. You are in your present situation because you have decided to be there and taken nest in the comforts you are getting . YOU made all the decisions and picked the choices you did , to nestle in your present peggings.  
Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.

 Take Mark Twains advice - it could light up or 'save' the rest of your days from humdrum.

Tuesday, May 21, 2019

Don't Get Stuck ....

Poverty is going to spread because governments are not grappling with issues that are capsizing the boats of families . In most countries the  political class , is so far distanced from the hardships of a normal life that they can't even connect with the poor.

Despite having resources aplenty political leaders in country after country have come under no pressure to be truly driven to substantially reduce poverty . In several cases families  whose lives have gone under water , who can't even pay for their daily provisions just give up on seeking help and wait for an end to their days.They are just a health bill, a payday , a loaf of bread away from slipping under drowning their families along.As voices decry this apathy the toll on families continues to spread .

Ultimately whose baby is it ? Is it the government's? Or helping hands from kith and kin ? Or yours ?

The first instance of stewardship is always the individual's.

Doing something about what is coming or preparing against doomsday is still the individual's.


Don't fail yourself. 

Friday, May 10, 2019

Be A Sheep

Sheep have traits, characteristics, mannerisms and feelings that make them an excellent illustration of being bold in life.


Sheep are not always the passive creatures that one imagines in green pastures. Everyone who raises sheep will tell you, “Never turn your back on a ram.” Many have been seriously injured when they ignored this advice. The butting of rams seems almost ceremonial among them. They do it apparently to establish social rank, to get food, to get out of a gate, or to settle their differences. Sometimes they do it to gain attention.

Sheep have excellent peripheral vision. Their large, rectangular pupils allow them to see almost 360 degrees. In fact, they can see behind themselves without turning their heads!

By nature, they will always seek light and higher ground in the pasture

They have an exceptional capacity to sense danger

A Bridge You'll Come To ...

There are bridges to cross in life

And forever and forever,
   As long as the river flows,
As long as the heart has passions,
   As long as life has woes;

There is a bridge, I’ve been told,
Legend declares it is very old,
Far away, it is not easy to find,
Some say it takes a whole lifetime.

We begin to groan with middle age years,
Time passing too fast has become our fear.
Regrets for things for which we never had time,
Alone now, we are left with memories sublime.

Tottering, doddering, now I am frail,
Nodding, I fall asleep and dream of a trail,
It leads to that bridge, of which I was told
Long, long ago, before I grew old .


https://www.ozy.com/good-sht/the-ancient-poem-that-will-put-your-life-in-perspective/70031