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Sunday, March 6, 2011

Financial Fears

A growing concern among families on the Indian subcontinent is that they will OUTLIVE their retirement savings and only 2 out of 10 have retirement plans at all.Surveys by life insurance companies show that up to 77% believe they won't have enough to live on.It wasn't that they were caught unawares.There has been a tremendous change in tradition whereby a family would take care of it's older members.A greater mobility among young members of families had taken them away from family bases and the family safety net had gone into fragmentation.

Across over in Taiwan in a survey of 4500 students between 14-22 , an alarming majority of these leaders of tomorrow have considered suicide with about 23% still considering it on a recurring basis.These young people feel that they are good for only tests-university entrance exams and others.They decry a lack of homegrown heroes or role models they can look up to or imitate.Most of them don't know what to do after leaving university.Family ties have crumbled with both parents having had to work while children were sheltered to a point they can handle no setbacks even the death of a pet.

The biggest challenges ahead lie in what we are going to do or have made ourselves capable of doing , if things and support systems that comfort us are taken away or crash.The risks and accompanying fears in the marketplace will confront us as global economics evolve .Nothing is sacrosanct and could be ours forever [ especially our job/s] .What we need to do is to get out of being boxed in.Take a safe risk now - risk everything - your job,your good time parties,even your own tower of systems.Radically transform your income generation because it costs you nothing to get started while you still have a job.

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Cally Rao

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